The Benefits of Preplanning


Pre-planning is cost efficient.

If you elect to pay for a funeral service in advance, the price of the services and merchandise are guaranteed. You are essentially paying for a funeral service at today′s price, even though the need may not occur for many years. Through our pre-planning program, you can be assured that your money is safely entrusted and will be available at the time of need.

A pre-arrangement plan is portable.

If you need nursing home care or other monetary assistance in the future, your pre-funded service cannot be taken away from you. Yet if you move, your arrangements can move with you to the funeral home of your choice.

You have flexible options to fund a pre-arrangement contract.

Goebel Funeral Home & Cremation Services can help you set up a pre-need contract. It can be pre-funded through life insurance or a bank trust. We offer you the option of setting up either a revocable or irrevocable pre-need contract. The term “revocability” refers to the pre-funding of your funeral. Pre-need contracts can be either “revocable” or “irrevocable.” 

A revocable contract can be cancelled or “un-funded” at any time, and the released funds can be used for any purpose. An irrevocable contract must be used solely for the purpose of paying for funeral expenses. Most people choose to make their pre-funding irrevocable because they want to ensure that the money will be there to pay for their funeral in the future.

Medicaid Qualifications

If you need to qualify for Medicaid coverage for long term care, you may be trying to think of smart ways to spend down your assets. Pre-need irrevocable insurance policies or trust products can be set up as exempt assets so that they are not counted when applying for Medicaid coverage. For further assistance you may contact the funeral home.

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